CAP AGIPI AXA PERSONAL INSURANCE

Personal insurance for self-employed workers

Medical leave

  • Daily allowance
  • Reimbursement of business expenses
  • Critical illness insurance

Disability

  • Total and partial disability until the age of 67
  • Rehabilitation capital

Death

  • Capital
  • Spouse’s pension
  • Education annuities

The main compulsory personal insurance schemes

Depending on your compulsory scheme, you are insured under basic coverage that will pay you an allowance in the event of an accident or illness. In most cases, this allowance is wholly insufficient. Should you need it, your individual personal insurance contract will fill this shortfall in your income.

Self-employed and freelance workers

As a self-employed earner, personal insurance is the cornerstone of your social protection scheme. Our solutions are designed to fill the void left by the insufficient allowance paid under your compulsory insurance scheme. With a detailed analysis of your situation and income, we will find the best-suited solution.

Employees

In most cases, as an employee, you are covered by a personal insurance contract taken out by your employer. However, the guarantees it affords may, in some cases, prove insufficient and an individual in-depth analysis is warranted.

CAP AGIPI AXA PERSONAL INSURANCE

Great risks covered by your personal insurance

YOUR LOYALTY IS REWARDED!

On the 10th anniversary of your contract, if you are older than 51, you will receive a loyalty discount of 1% per year. If your yearly payments are of €1'800, your discount will amount to €18 the first year, €36 the second year, and so forth...

Medical leave

Although medical leave is not the most serious risk, it is certainly the most frequent. With the adjusted incapacity coverage, you can determine the amount of the daily allowance you want to receive, and how long you have to wait before you are entitled to it.

Disability

Disability is the risk that carries the gravest consequences for you and your loved ones: an accident or a serious illness could lead to a prolonged leave of absence or to a permanent disability. With the adapted disability coverage, you will remain financially secure until the age of 65 and maintain your lifestyle, while also receiving the additional subsidies you may need, such a supplementary capital.

Death

Death can have dire financial consequences for your loved ones, depending on your family and professional situation: fall in the household's income, succession taxes... An adapted disability coverage will entitle your relatives to a lump sum, along with tuition allowances for your children, or a monthly payment for your spouse.

CAP AGIPI
The very best personal insurance contract

By selecting our personal insurance contract (PIC), you will enjoy coverage under an industry-recognised insurance contract that has been many times rewarded for its high-quality offering.
The personal insurance contract (PIC) has received the Oscar for the best PIC under the Madelin law by Gestion de Fortune, the label of excellence in the Madelin PIC category by Dossiers de l’Épargne, and the “Madelin PIC” premium selection label from the Good Value for Money site.

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CAP AGIPI

Your personal insurance coverage in three steps

Personal insurance coverage should not be taken lightly: to ensure you benefit from the best possible protection, you should start from your current insurance level and add the most relevant coverage. In case of health issues, you are insured at the desired level without having to take out useless coverage for which you are already paying.

01

Your current situation

What is your current coverage in case of medical leave, disability, or death?


We calculate, free of charge, your current level of coverage.

02

Your needs

How much do you need on a monthly basis in the event of medical or disability leave?

We all have different needs in terms of capital or regular income. Our approach is designed to turn your actual needs into a tailored offering.

03

Support over time

We will then draw up an insurance contract that is perfectly suited to your personal and professional situation. You are supported throughout the milestones of your life (drop or increase in your income, marriage, or divorce…), so that we can adapt your contract to changing situations.

Our support

Depending on your line of work, your compulsory personal insurance scheme provides you with limited social protection. Our approach consists in conducting an in-depth analysis of your current insurance contract, and then adding the coverage required to meet your social protection needs.